No matter how great financial solutions are, without proper security they are useless.
Therefore, we have developped a rock-solid blockchain-based accounting system that mathematically
guarantees your pension rights.
We are not wearing the same shoes, clothes, glasses, etc. So why should we have the same retirement plans? Research shows that having a dedicated retirement plan can amount to having utility gains equal to a 4-5% additional return per year! Using our proprietary solutions we can customize fast and accurate.
Costs kill good strategies. As a consequence of our cutting-edge automisation solutions we are able
to efficiently execute many tasks and as such keep costs low for you.
We are a modern, algorithm-driven RetireTech company that is dedicated to improving your retirement savings experience in terms of cost, security and customization. In order to achieve this we have developed a number of highly innovative solutions and will continue to innovate to bring the best solutions to you as soon as possible.
Our proprietary RetiraRP is a world-class solution in the automatic optimization of your retirement plan. Using the latest innovations in the retirement literature combined with our proprietary research and technology delivers a fast, robust, and accurate retirement plan.
Retirement investing is as much about your cost of living during retirement as it is about your investments. Blindly using standard investment tools for retirement leads to strongly inferior results. Our proprietary RetiraALM tool takes care of this.
Unlike most investment managers that use general (and often outdated) portfolio management tools our proprietary and dedicated retirement portfolio tool, RetiraPM, takes into account your retirement needs.
Even the best plans will have problems delivering the promised results unless they are secure. For this reason we are developing the PensionChain solution. An innovative data-management solution based on the latest advances in cryptography to keep your data safe.
The Global Pension Market is a ticking timebomb as a result of a huge unrecognized pension debt.
People live longer and have less kids. As a result the ratio between working people (paying taxes for pensions) and retired people (receiving those pensions) keeps increasing [From around 8:1 in the 1950s to 2:1 in the 2050s].
Given the demographic trends only three solutions (or a combination of them) are possible: 1) work longer, 2) increase taxes on the working population and 3) save more for retirement. Unfortunately, for now, people are not saving enough.
With defined benefit pension schemes (collective plans with lifelong income guarantees) being replaced by defined contribution schemes (individual plans) to save defined benefit schemes from going bankrupt people run a serious risk to run out of money. The annuity market is vastly unpopular due to its excessive prices. This all leads to retirees not having (or only limited) lifelong income.
We are revolutionizing the retirement industry by creating new and innovative financial and technological solutions.
No more one size fits all. Everyone will have a dedicated retirement plan depending on his other assets, his/her age and his/her risk preferences while still benefitting from longevity risk sharing. It combines the customization of DC plans with the insurance component of DB plans. All made possible due to the latest advances in technology.
The key difference between a retirement plan and a long-term investment plan is that a retirement plan comes with life-long income. It will insure you against longevity risk (i.e. outliving your finances). Many recent retirement plan seem to have forgotten this.
With the power of customization comes responsibility. At every step of the process we help participants with automated default scenarios to help them customize their allocations.
You don't need to trust us, trust technology. Our technology stack empowers the users to run the retirement system in a decentralized manner.
Our team consists of financial and technology experts with a long experience in financial markets as well as in academic finance. As such they are ideally placed to put theory into practice.
Contact us
You can find us in Brussels, Belgium (or electronically)
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